Finding the best dividend stocks in the Korean market can be challenging, especially for English speakers, as the primary resource, Naver Finance, is only available in Korean. However, with the right tools, you can easily navigate and extract the information you need.

This guide walks you through finding top dividend stocks on Naver Finance and shows you how to use AI tools to get all the details in English, even if you don’t speak Korean.

How to Summarize Naver Finance with AI

While Naver Finance is only in Korean, you can use an AI assistant like Microsoft Copilot to understand the content in English without needing to translate the page first.

1. Open Naver Finance and Copilot

  1. Open https://m.stock.naver.com/domestic/home/dividend/revenue in your browser.
  2. Open your AI assistant. If you’re using Microsoft Edge, you can click the Copilot icon on the sidebar.

2. Ask AI for an English Summary Even with the page in Korean, you can ask your AI assistant to read and summarize it in English. Just enter a prompt like:

“Read this page and tell me about the top dividend stocks with their tickers in English.”

The AI will analyze the Korean content and provide a clean summary of the top dividend stocks and their symbols in English. We recommend using Microsoft Copilot for this, as other tools like ChatGPT may fail to access the page due to technical issues.

Naver Finance Dividend Rankings

Finding Top Dividend Stocks on Naver Finance

Naver Finance provides a list of domestic dividend stocks ranked by their dividend yield. The dividend yield is calculated as (Total dividends of the last fiscal year / Current stock price) x 100, showing how much you can expect in dividends relative to the stock price.

You can access the rankings here:

A key advantage of Naver Finance is its 3-year dividend history. This data helps you determine if a company has consistently paid dividends and whether those dividends are increasing, decreasing, or stagnant.

When investing in dividend stocks, sustainability is more important than a single high-yield year. A 3-year trend reveals:

  • Whether the company pays dividends consistently.
  • If dividends are on a growth trajectory.
  • The stability of the company’s dividend policy.

Beware of Special Dividends

One-time special dividends can be misleading. These are paid out after unusual events, like the sale of an asset, and don’t reflect a company’s regular dividend policy.

For example, a company might offer a high special dividend after selling real estate, inflating its dividend yield for that year. This payout is unlikely to repeat. When evaluating stocks for 2025, focus on regular dividends and use the 3-year history to spot and discount any unusually high, one-off payments.

Key Checkpoints for Dividend Sustainability

A high dividend yield isn’t always a good sign. Consider these factors:

1. Payout Ratio The payout ratio shows what percentage of a company’s net income is paid out as dividends. A healthy range is typically 30-60%. A ratio above 70-80% may be a red flag, as it suggests the company might cut dividends if its earnings decline.

2. Financial Health Consistent dividends require stable profits and cash flow. Avoid companies with rising revenue but falling net income or high levels of debt, as they may cut dividends under financial pressure.

3. High Yield Due to a Falling Stock Price Dividend yield rises as the stock price falls. A 1,000 KRW dividend is a 5% yield on a 20,000 KRW stock but a 10% yield on a 10,000 KRW stock. Always investigate why the stock price has dropped before investing.

Don’t Forget the Record Date

To receive a dividend, you must own the stock on the record date. The Korean market has been reforming its dividend procedures, so record dates are no longer fixed at the end of the year. Always check the specific date for each company through the DART electronic disclosure system or your brokerage.

Understanding the Ex-Dividend Phenomenon

The stock price typically drops by an amount equivalent to the dividend on the day after the record date. This is called the ex-dividend drop. A stock with a 7% dividend yield will often see its price fall by about 7% on the ex-dividend date. This is a normal market adjustment. For long-term investors, the focus should be on the stock’s recovery and continued performance post-dividend.

Conclusion: Smart Dividend Investing with Naver Finance

Dividend investing is a powerful strategy for building a stable income stream. By using Naver Finance, you can easily access data on dividend yields, 3-year history, and payout ratios to make informed decisions.

With the translation and AI tips mentioned earlier, even English speakers can unlock this valuable resource and find the best Korean dividend stocks for their portfolios.